For Sale by Owner?
CompChek Appraisal makes it easy!
Over the years we've perfected the FSBO process! We've networked with local professionals that can assist you every step of the way. Below are just a few examples:
Here are the top seven reasons why MI homeowners use CompChek Appraisal:
Call CompChek Appraisal today!
Let's discuss your plans.
At CompChek Appraisal, we understand the particular needs of a homeowner seeking appraisal services. While our business clients understand the appraisal process and standard reporting formats, you as a consumer may not. We'd be happy to discuss your scenario and explain our process. Once we have a better understanding of your needs, then we can offer a professional course of action.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at CompChek Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you rid yourselves of unneeded PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from CompChek Appraisal is your chief weapon.
Was your HELOC recently frozen?
Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. CompChek Appraisal can provide you with efficient appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from CompChek Appraisal can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? CompChek Appraisal can help with that too. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.